"Make sure your tenants have good credit scores."

Traditional banks, on the other hand, take longer and require more detailed financial information and credit checks.

I almost had my truck repossessed, ruined my personal credit for years, and the deal source was one of my closest friends.

For your New construction program, we have an SBA program where we can get you up to a $5m Guided line of credit, with By Annual Payments, the line is good for 5 years. 

Tenant verification sites, which charge for nationwide criminal, income, and credit checks, are clearing these applicants.

I reply and paste a prewritten reply with our credit and income requirements and state that they need to use the link to start the appication process.  

I wouldn't necessarily say you would need to increase the rent, unless the lease is already coming up on renewal and is due for an increase anyway.If you have a general application, have the incoming tenant just submit an application that way you can still ensure that they meet the criteria whether it be credit, background,etc... 

They have lenient credit requirements and require mortgage insurance premiums.

We were going to then take some of that money and take a chunk out of a higher interest rate credit card.  

We just took less credit but it was only a 2k difference so It didn't affect much.