As long as the cosigner's total debt, including your rental, is less than your standard requirement, such as 33% DTI, then that would satisfy the income requirement for us. 

.- There are plenty of good RE podcasts including the BP podcast.

@Kevin Hilton not sure which market you're looking at for your next purchase, but I have a lending partner who can do investment deals (including non-warrantable condotels) with just 15% down if it helps. 

SPC is great for moisture-prone areas like kitchens and baths, while WPC is softer underfoot and ideal for main living areas.

You won't be able to get the renters' names, but you can look up the unit numbers by putting in the main address into the tax records and it will show all the apartment numbers at that address.

The numbers don't work for most Duplexs in the greater PHX area which includes not great cap rates.

I’m trying to get a better understanding of the unlevered IRR hurdles SFR / BTR investors have for value-add improvements.By "value-add improvements" I’m referring to upgrades made to a property that increase rent or purchase value, often including kitchen remodels, bathroom updates, solar and other energy efficiency improvements, fresh paint, a new garage door, finishing a basement, adding a deck, and updating flooring, to name a few.I’ve been hearing a lot of different reactions to this question the last few months.

For a flip, you'll want to get a builder's risk policy, which covers the property during renovations, including any damage from fire, vandalism, or weather while it's vacant.

Fair Housing specifically forbids discriminating against "familial status" which includes foster children.

After discussing with the appraiser, their perspective is that the main argument I can make is by providing sales comps which demonstrate their value is out of line with the market.