I do not like more entities because it means more bank account numbers, credit cards, debit cards, check books, etcBest of luck

What app do you like to use for tracking your time? 

**Credit Unions or Local Banks**: Smaller financial institutions like credit unions or regional banks might be more open to taking a second position, especially if you have a good relationship with them.3.

I would pay off everything else first; credit cards, car loan, personal loan, college loans. 

Floodzone risk (Severe, High, Moderate, Minor)Am I on the right track?

I would just make sure to reach out to some local lenders shortly after so all the hard pulls get grouped together and don't impact your credit score as much. 

It's not black and white, it all comes down to who that person is, their track record and the interview.

I'm curious about anyone having challenges with getting loans or additional credit without a "home". 

You could also possibly partner with a relative who knows / trusts you to make up for any shortcomings you may have.After that, presuming you have good credit, you can go to a mortgage broker and they will evaluate your credit and financial "worthiness" against their requirements for their lenders to lend to you.  

That's the best I could do with my credit rating/income to debt ratio.