This approach will significantly increase your chances of securing the necessary financing for the refinance, thereby maximizing your potential returns and minimizing risks.While the market can experience fluctuations, staying updated on current trends and regularly consulting with local real estate experts will provide you with valuable insights and potential opportunities that align with your investment objectives.

Short-term strategies like fix-n-flip investing can yield quicker returns while reducing exposure to long-term interest rate fluctuations.

This strategy is great, but it fluctuates depending on the time of year, you probably won't live for free because it is more challenging since you are only Airbnbing a small space or basement unit.3) MTR - this is a good in between style of creative strategies since you can furnish a place nicely that would rent out on Airbnb but you want a long-term high quality tenant like a travel nurse or corporate rental that stay for 2-3 months vs. under 30 days for most Airbnbs.Combining strategies is the best way to go, ideally, you would find a house with a separate entrance or walkout basement, live upstairs in the one of the bedrooms, rent out the other upstairs rooms and STR/MTR/LTR the bottom unit.

It's like building a strong foundation for your financial future.On the other hand, if you have a longer investment horizon and are comfortable with potential fluctuations in income, growth-oriented investments may be your preference.

Expect fluctuations in bookings due to seasonality and other factors.

The return is 6% from the cash flow ($9K on on $150K invested) plus the 5% from the appreciation (over the long term, in short term values go up and down) for a total of 11% on year 1 (but using long term appreciation that fluctuates in the short term). 

Note: This was just 1-2 months before signing RTR contract and prices didn't fluctuate a single $ and was as promised (was assured they will bear any unpredictable price hikes which they did) .

It protects you for market fluctuations.

Even within the same area houses value can fluctuate depending on so many factors.  

I have considered that condos are volatile... but how much can rents actually fluctuate?