If you're saying that they have the same requirements as formal loan mods then yes, everyone is doing it wrong.Please show where the is any different distinction between a purchase money mortgage financed by a private party, HML or and equity mortgage loan financed by equity and a mortgage funded by XYZ Bank for any purchase or refinance under the loan modification rules.

Also make sure there's a distinction between calendar days and business days.  

Thanks to such commitments among our partners to quality and excellence this earns the distinction as an opportunistic real estate development of luxury single-story residential property.Scope of Property Development:A 55 unit single-family community of luxury, low-maintenance, detached ranch-style homes on approximately 17 acres.

I am not trying to be difficult, but there is a big distinction.

There is no distinction for a loan in collections vs not in collections.  

Also he's pretty honest when it comes to just consulting versus hardselling the need for him to file your taxes -- which is a key distinction to hone in on.So I think you said bonus points for someone local--- here you are :)Stephen L.

There is not a simple means of having making two distinct marketable properties but it can be done Based on the information provided there are three competing entities that will be involved in one way or another  Maryland, Montgomery County and the Village of Chevy Chase Employing the services of a land development firm, such as RS Thaler or others, would likely be essential to the success of your having two marketable lots in the end 

The other "fun" part about where I invest is that you do have distinct good vs. bad areas so $700-per-unit rent has different implications if that goes for one my 1-bedroom/1-bath units or (less than 2 miles away) a 2-bedroom/2-bath unit.  

Fundamental problem with the platform APIs is that there is no distinction between blackedout time vs booked time.

Not to get off topic in this thread, but I count about ten neighborhood classifications in my town that have clear distinctions, from the million dollar golf course homes to the 20K depressed areas. 4 categories isn't enough IMO to clearly identify the areas, much less the dwellings. :)