Their advice can be great if again it is basic questions such as what is a short sell, what is a L/O kind of thing.

Lo and behold I may have even found the so called "team"...Anyways, before I left I was talking to the lender about pre approval and my current job.

Do your calculations with your LO and see where you save money in new purchase finance or take out equity from current home. 

If the numbers make sense, I will take it sub2 or even on a L/O (although I have never done a L/O on this type of deal but would in the right circumstance) if there is good upside.

I have been sued before by a tenant on a L/O deal for return of their option money and the judge only asked me one question, "Did I have a Purchase and Sale Agreement?"

Sub-To, LC, L/O) are even better to use if you have a very motivated seller.For Renee starting out, though, having the local bank as a partner on her team is only a benefit for her.

Hi Ru, the sum of the debt payments per month is a key parameter to a LO or sandwitch LO deal working.

There are a few good investment lenders out there, Carrington has been doing very well recently (PM me if you need a referral to a good LO).The market for no income verification products, especially in the last 6 weeks (tax time I guess) has skyrocketed.  

I don't know about the US but there's about the same level of interest in LO/LC/S2 here as there's always been.

It sounds stupid, but an "average" underwriter and LO are simply going to have their heads explode when they ask you for two years of tax returns, and you give them Canadian tax returns.