Diversification is never a bad thing.Okay, now it's time to stop reading and go buy a cup of coffee so we can get velocity of money going again.Happy Investing!

And who knows, if the market tanks next year and you're earning 3% on your money, it may be viewed as genius diversification. 

I am not all in monetarily, (that would be stupid IMHO diversification is key in many aspects of investment & life) but I am all in as far as believing there is good in Real Estate.I started to believe when I committed to this system/network that I joined My affiliate (we are go'n worldwide) with local chapters expanding thought the USA & beyond.

I know it is scary investing out of state but I think it is good for diversification.  

Further, you may be able to obtain diversification benefits if you have more money to invest.The trend recently has been to require higher investment amounts.

So much for "diversification," the reality has been sobering.Thanks for your thoughts.

Often, the better answer is a different plan format that entirely suits their needs for diversification of their tax-sheltered retirement savings.If someone for their own legitimate reasons has qualifying self-employment, great.When folks start talking about creating self-employment just so they can have a Solo 401(k), I would say 85% or more are creating more work than the corresponding benefit they may receive from a Solo 401(k) as compared to say a Checkbook IRA.Being self-employed requires time away from other endeavors and family. 

Personally, I like diversification.

6) diversification and education are the two primary keys - concentrate on both: educating yourself and diversifying your portfolio.Best of luck!

One of the main reasons I  chose this route instead of investing outside of retirement accounts is that is where 90%+ of my funds were sitting, and it is also a great diversification from all equities too.Good Luck, Dan Dietz