If you're buying a trophy asset in a downtown, for instance, you'll make your money a little differently than if you're buying a c class apt building.

I diligently pay off my credit card balance every month to avoid accruing interest.1-12 Months - Short-Term Savings Account: This account is designated for covering anticipated annual expenses, such as vacations, Christmas gifts, and car maintenance expenses like purchasing new tires.

We are scheduled to be there for 2 weeks right after Christmas this year.  

Christmas came early this year.

Merry Christmas! 

At Christmas if a tenant has paid on time all year I give them a small discount $50 on their January rent in a hand signed and sent card.

Stores are selling discounted kitchen appliances right now for Christmas.

They heated it in peak season, during Thanksgiving, and Christmas times. 

I once sold a house a week before Christmas setting anew comp..if there's a deal, I take it regardless of when I will list it.Regarding plumbing cost, I paid another $2500 for fixtures.

We own an STR in Costa Rica with only one other couple and we have to really watch to make sure we don't burn up a bunch of income by staying the week between Christmas and New Years, etc.