I felt that way in the beginning-just spinning my wheels.

Some are very good with fluff, exaggerations, deception, justifications and spin, newbies need to consider this stuff and be able to identify it.

What he is really trying to do is have you replace him in the quicksand while you spin your wheels trying to figure out how to create a profit out of thin air. 

What I don't know is if I am missing out on a much better rate by not shopping around.He's quoted me a few weeks ago a 30yr fixed rate of 4.375% with my middle score being 689.Can you give me suggestions on how I should go about shopping around so I don't waste time spinning my wheels talking to people that will tell me anything I want to hear because they want to do the loan with them.

Nice way to put a spin on that :)

I am not saying to follow everything Tim Ferriss did, although I believe you could take his Guinness Book of World Records record for the most consecutive tango spins in one minute.I believe the question in the book was, if you were given enough money where you would never have to think about income, what would you do to fill up your day?

I haven't tried to spin the benefits of holding the note because I wanted to get some good ideas from the pros!!!!

Spinning around in a state of confusion, coupled withmindless babble comes to mind.

But what about the 295 people who called and I made an idiot of myself and sounded like I was trying to spin some scam?

A heavier fan is harder to start spinning and keep on spinning.