The title & note can transfer all over creation, but the HOA lien sticks to the property.Quitclaim or suit to quiet title will have zero effect, because there are no flaws in the title.The HOA lien is your first concern.

Compound interest is crucial for wealth creation and your 20s are the best time to start. 

As an architect, I cannot merely sign and seal a set of documents that I did not create or have direct control over their creation.

I realize I am responding to this post, quite a while after its creation, and don't anticipate a response, but here goes nothing.

if house hacking a duplex, a percentage of the rent of the non-oo unit counts against the DTI limits. cash flow helps pay the bills, but wealth creation is via appreciation.

Lots of content creation.  

Ideally, we want to see a variety of major industries and employers within the market, along with business moving into the area, as this is a positive sign that job creation and growth will likely continue.

@Steve RichAgree with everyone that it’s a slow path to wealth creation but however slow and steady wins the race.

People will tend to look to the regions of growth and job creation before affordability,  Parts BC and The GTA carry a very high cost of living but also some of the highest paying jobs and best party life in the provinces.

Hi @Michael Creamer, there are very competent, real estate friendly CPAs who work with clients remotely and are familiar with LLC creations.