Typically, appraisals which don’t involve a sale/purchase price will be more conservative.When the Identical house to yours actually sells, then you could try again.

One is very personal, and the other very practical.First is an approach my wife and I have used regularly over our 20-year marriage when facing a big decision.

We have our agent who will do showing and we will compensate him for signed leases and I'm going to reach back out to two of the handyman I spoke with previously to let them I plan on using them regularly for odd repairs, etc. 

I know I may be frustrating the regulars here with what seem like repetitive posts, so I apologize!

That is where I live/work and I make regular weekly trips to downtown Portland to meet up with friends socially.

@Shayna Queen I regularly advocate HML with an LOC to new borrowers  and get them setup with both the large LOC ($150k+) and HML BUT you must be super smart about this.

I would think that they have some people that they would use regularly. 

GIGO......someone just didn’t put all the numbers in right.At a glance.....the renovations show as regular expenses, no rental income, etc.

I'm an hour or so south of your property, but am just a regular buy and hold DIY landlord. 

@Brook RiemanMy bad.Like @Jack Bobeck mentioned, the initial interest and principle will be spread like a regular 30 year note.The remainder of principle will be due at year 5.