I don't know the details of your lease - rents, length of lease, triple net, commission amount - but if it makes financial sense and makes the customer happy then absolutely pay for it.

Is it better to apply when real estate prices are high like now to get higher loan or is it better to wait to next financial crisis and apply for smaller rate?

If the buyer is responsible for the commission - you are now procuring a new cost that you didn't before - so no financial benefit on that end.But it doesn't mean that there is no benefit whatsoever. 

What kind of financial situation is he in. 

You also don’t have to accept ESA’s if you can prove that an animal will be a danger or a nuisance, or if doing so will cause you undo financial hardship. 

Has anyone used or heard of Owens Financial Group LLC?

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

In my financial statement to the tenant concerning the deposit I itemized all the deductions. 

If all adults are screened, you can avoid potential legal issues down the road, especially in cases where one occupant engages in illegal activities or violates lease terms.Financial Stability: Screening all adult occupants also allows you to assess the household's overall financial situation.

The one thing to consider is how much work your dad wants to do in the next phase of his life and what his financial goals are.