Active versus passive incomea) Is there a way to increase the multiplying effect of your time to create more active money?

Multiplied several times per year over time will get your income back without working.

@Jay HinrichsundefinedThe Gross Rent Multiplier is a way to compare similar properties and is a much easier approach, divide the FMV or price by the annualized gross rental income.

  There is an online calculator app that can show you most of the variations you are looking at (www.undebt.it) It can show you the various payoff methods debt snowball(lowest balance first, debt avalanche(highest interest), cashflow(debt that have the highest impact)  You can run any scenario and it will show you payoff dates for each, you only enter your account names, balances and interest rates.

Leverage multiplies your abilities, just use it prudently.  

.$14,400 is $14,400 in ANNNUAL GROSS INCOME The Gross Multiplier for the average multi-unit (4+ units) property is about 18 in todays hot market even for undesirable properties.How much money do you make the same day you raise the rents?

Leverage will multiply returns during the good times but like we are seeing today, it will aslo multiply the ugly.

It's going to be that snowball that ends up being an avalanche," said Catawba Indian Nation Chief Bill Harris on Friday.

Or do I subtract taxes, insurance, exc from monthly rent before multiplying and dividing?

If you want a double check using an income approach use Gross Rent Multipliers, GRM.