You're kind of describing a version of a OL called a Sandwich LO...but you're missing a lot of parts to it.

Lo these many years ago I lived in Rifle, Colorado.

It takes 20 extra minutes of work for your LO, and we all know this can be done, so if you're speaking with someone that says it "can't" be done, hang up and call someone else - 20 minutes shouldn't be too big of an ask. 

Came across this post and was hoping someone had some recommendations of LO's or programs that could get them into the property.

If I were to L/O it out I wouldn't do nearly that high.She sounds very desperate and motivated, although she's had 7 people contact her and the price is not currently near where I can be.

I've been in the mortgage game for 16 years as an LO and Processor and I've seen cycles that KILL appreaciation. 

Most of them on yelp have bad reviews lo l.

Right out of the gate, I'm crushing any other LO, Lender or Mortgage Broker as I'm $12,000 to 13,000 cheaper with the Realtor Rebate which can pay for my borrower's closing costs, be used to further reduce the negotiated sales price, used for debt reduction, used for Rate Buy Down, pre-paids, extend sales contracts, etc., etc. 

Things like a lease option wont work  Yes, no LO and no LC. 

Mrs Harjeet, thank you very much. im in a position where ive identified an area with growth potential, looking at two properties ( buy & hold) renters will be my recently reitired from military parents whom are moving too my area and want too lease for 12-24 months before they decide on which area too buy, my brother whom is in similar situation. my current problem is it seems I after talking with my LO,  thinking down the normal line of financing may not be the best option. im now looking outside the box toward creative financing  due too the lack of cash, downpayment.