While you may have to provide some reasonable accommodation for a tenant who qualifies under fair housing, the tenant cannot cause damage or create a hazardous condition.

The lender also ran the numbers to see if I would qualify and the numbers below reflect info given by me to him and his calculations.

If your exit is to refinance with a lender, your credit score will take a significant hit and you may not not be able to qualify for a loan.

You should use a qualified professional to remove the branches since if you do so and cause harm to the tree, the neighbor can hold you liable for that damage.

You then take over and call them back and qualify them for realz.

My reasoning is because I simply do not qualify for a loan for any properties out here and units that are being sold off in smaller multi-family properties have ridiculous HOA rules that make it quite difficult to cash flow or just pencil out in general.

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.

I have qualified dividend income from several of these and the legislation I've seen effectively say that 'income from a K1 is viewed as qualified income'. 

Does the septic system have to be updated prior to sale to qualify for conventional financing? 

@Michael Tompkins, Quick note on your 1031 exchange hypothetical:If you sell a property that you currently live in, it will not qualify for a 1031 exchange.