I'm new to the scene and just had some questions for you if you don't mind me asking.

MTR has burst onto the scene (despite some people continuing to insist it's not a "thing") as an investing and hospitality niche in its own right.

I know it is painting in broad strokes, but when I hear of an engineer with a connection to Dayton it seems they usually have an intimate knowledge of the Ghetto.I am still pretty knew to the REI scene, but I do have a small multifamily in Kettering and reliable folks that I work with in Dayton and Cincinnati, so feel free to reach out if you have questions, need recommendations, or just want to spit ball ideas.Along with all the great resources on real estate investing and frugality available through BP, it may serve you well to check out The White Coat Investor (blog, podcast, or book) it is an investing/mindset book for high income earners (especially those with significant student loans).Best of luck.

I'm currently on a quest to explore owner-financed real estate deals in the Denver area and would greatly appreciate your insights and advice on how to navigate this market effectively.Denver's real estate scene is known for its competitiveness, and I believe owner financing could open up some exciting opportunities.

This does assume proper, sanitary, cleanup of the scene. 

If so, the liability portion of their policy will kick in first, then yours will follow.On a subrogation claim like this one seems to be, that's usually played out behind the scenes between the three carriers involved...and potentially four carriers if there's a renters policy.

new to the scene but would love just to get more information about the pros and cons of multi family here in the bay area

For example, there are some supposedly well-established developers I'd never buy from because I know what they're doing behind the scenes through my contacts on the ground (some of the stories you wouldn't believe).I have replied to hundreds of posts in the BiggerPockets forums over the years about buying in Mexico, pre-construction or not so you might find plenty of useful info in them.

It seems he is behind the scenes trying to attack our family now so my recommendation to all with kids is keep confrontations with neighbors to a minimal (as we have tried) and know that bad people can do bad stuff to good people and you just have to watch out and duck low to get on to the important battles of completing projects and moving on with family intact.

I hope so- that realtor should be negotiating some of these items behind the scenes before you reply in writing.