If I did not receive many responses, then my rate was too high, or my ad needed modification.

Of course, there are instances where someone in foreclosure can catch up or do a loan modification and now he is no longer in foreclosure.

That is, 30-day contracts will now take 45 days, and 60-day contracts will necessitate 75 days. closings might take no less than 60 days even when the transaction is all-cash.Changes at closing will be difficult or impossible to make without imposing another 3-day review period.

This is similar to construction methods for condos near the beach, only your area would probably necessitate higher end design/aesthetics.

Or the owner may have cured or signed a loan modification in the time in between the publication of the notice of sale and the actual auction date. 

So, ask for a different lock period if that makes a difference to you.Also ask their policy on loan modifications.

Water heater should not necessitate a recirculating pump.  

We simply modify the loan with a loan modification doc and record to advance additional funds up to the take out loan max loan to value.

By way of background, it appears this Administrative Order and the prior Orders it supersedes were necessitated as a result of the Court's ruling in Williams v.

@Jim KittridgeRather than foreclosure perhaps loan restructuring and modifications may be the better route to take