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Results (5,832+)
Account Closed My landlord has charged us over our security deposit
23 August 2017 | 11 replies
Unless you're getting prints notarized, the photos are only as valid as any editable electronic document, editing the exif data on a photo file is simple.
Account Closed Mortgage Electronic Recording System, Inc (MERS) & Chain of Title
26 August 2017 | 5 replies
Right, and to that point the guy wrote a book called Clouded Titles (i think) and his claim was that back in the 90's when the banks were finally allowed to play in the securities arena the MERS system was put in to place but when the banks utilized it they did so incorrectly (most likely on purpose to expedite the process) 100% of the time, and so of the 70 million or so titles that were put in to the system each and every property title could not by any means be traced, because the banks instead of going A, B, C, D just went from A - D and then shredded all the physical titles after they were loaded electronically.  
Kevin Bieber First investment property purchase and lessons learned
29 April 2019 | 5 replies
Lesson 3Using electronic forms (cozy.co) for application/screening etc was well worth it.
Delmas Edwards How do you accept your rental payments?
29 August 2017 | 7 replies
If you're dealing with the lower end of the economic spectrum, you may want to set up Pay Anywhere to let your tenants pay you electronically with a cash deposit at any nearby 7/11.
Adam Meadows Need Advice: Self-directed IRA vs. Solo 401K
7 September 2017 | 34 replies
The Self-Directed IRA and Solo 401k Similarities Both were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions; andBoth are prohibited from investing in assets listed under I.R.C. 408(m).The Self-Directed IRA and Solo 401k DifferencesIn order to open a solo 401k, self-employment, whether on a part-time or full-time basis, is required;To open a self-directed IRA, self-employment income is not required;In order to gain IRA checkbook control over the self-directed IRA funds, a limited liability company (IRA LLC) must be utilized;The solo 401k allows for checkbook control from the onset;The solo 401k allows for personal loan known as a solo 401k loan;It is prohibited to borrow from your IRA;The Solo 401k may be invested in life insurance;The self-directed IRA may not be invested in life insurance;The solo 401k allow for high contribution amounts (for 2017, the solo 401k contribution limit is $54,000, whereas the self-directed IRA contribution limit is $5,500);The solo 401k business owner can serve as trustee of the solo 401k;The self-directed IRA participant/owner may not serve as trustee or custodian of her IRA; instead, a trust company or bank institution is required;When distributions commence from the solo 401k a mandatory 20% of federal taxes must be withheld from each distribution and submitted electronically to the IRS by the 15th of the month following the date of each distribution;Rollovers and/or transfers from IRAs or qualified plans (e.g., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)
Rick Lee US citizen foreign income overseas, can I get bank financing?
3 June 2018 | 8 replies
You're right, I'm trying to file my taxes for the year that I missed, and Pay stubs are bit hard as everything here in asia is electronic and everything is wired to the bank directly, so i'll be going to the bank tomorrow to get a copy of the pay records. 
Josh Carter online rental management software
12 January 2018 | 8 replies
Ability for electronic payment, integrated generic forms for delequincy of rent non compliance with rules.  
Patrick Martone New investor needing help on a marketing/acquisition strategy
20 September 2017 | 8 replies
Can contact agent and get an electronic lock box code sent to your phone usually and walk right in rather than wait for someone5) If you ever want to put in lots of lowball offers, this is the only way.
Chris Svendsen Simple PDF Application
25 September 2017 | 14 replies
The thought of keeping someone Social Security number in my files whether electronic or paper and there is a breach in security worries me.
J R Spikeston How do I look in the eyes of a lender? SFOO Buyer and Holder
25 September 2017 | 9 replies
Easiest way is to work with an originator that has direct access to AUS (Automated Underwriting System) as well direct access to underwriters since most lenders like to have an electronic approval before approval.