It really is a red hot market, and one I think would be a great one to get in on while you can.Secondly, in terms of groups I would start off with your local Real Estate Investor Association (REIA).

We made an agreement to have the tenants out before we close (too many red flags on them and reno will be easier). 

My goal is to get into RED from a sustainable standpoint and I understand that experience or getting started beats education any day, but just wanted to get further feedback on the same.

If you were driving your car to an intersection, with your children in the back seat, and the the light is about to turn red, would you floor it without knowing where/if any cars were coming through that intersection from the sides, just because you "wanted to get into (through) that intersection"?

The interest rates for banks are lower however, the red tape makes the process longer and is many cases jeopardies the deal at any time prior to closing.

They should also have some experience with the city inspectors, so they can tell you what you might get red tagged for.

Originally posted by @Brian Fitzgerald:Hello Yutaka,What areas are you interested in investing in and I can try to assist you with other investor friendly agents and organizations.I’m looking in San Francisco for vacant or red tagged homes in the area, I live in sunset area and was looking here, Richmond district, outter sunset, maybe Daly City.

Back when I was first doing mortgages, when my forehead wasn't a fivehead and these gray hairs peppering my beard were red, they would also charge a rate/fee hit for not having an escrow account, and I was told it was a "regulatory fee," and believed that too.

RED FLAG right away, but willing to look into it.

Taking away Creative Financing and traditional Hard Money Lender, what else have you guys used or heard about that has similar terms to bank financing but is easier to work with and less red tape??