Was it all a primary residence, or did you list a portion of it as an investment asset (with depreciation taken and rental income declared)?

The shed - they did not get any permissions from me nor from the municipality - only allowed one shed of a certain size, and now there are 2 so it would be a bylaw infraction. 

Many lenders typically establish their minimum loan sizes at around $100,000, encompassing both the initial loan amount for the purchase price and any needed rehab expenses.

With a table saw you can either cut plywood to size and do nice woodwork, or you can lop off your hand.

Any small/medium-size MF owners/managers in the downtown Phoenix market with tips and leads on finding reliable and responsible tenants for a property in a class C neighborhood in downtown Phoenix in today’s market?

What is the size of the portfolio?

Someone will likely not have an overlay like what you're referring to, but min loan size may be an issue.

Whether you are sacrificing your comfort to house hack, money for a downpayment to cash-flow more, or one of the wealth generators based on the market itself; there is no one-size-fits-all perfect investment.

The City explained that the zoning code doesn't have separate provisions for an ADU, and that dwelling units are considered dwelling units regardless of size.

My current income is sufficient enough to cover my living expenses, live comfortably, and put a portion toward savings each month.