I have found my best deals off-market, typically marketed wrong with no agent involved, surely that doesn’t mean there aren’t deals on the MLS, but the ones that changed my life were actually found on Craigslist.I meant no offense and I still feel it is important to look everywhere for a great deal.As an agent, how would you handle a no money down deal with your client?  

The applicants can't have any recent drug or criminal offenses (last 2 years I believe).

No offense intended.  

Fines from EPA, Fair Housing, FCRA, OSHA and other agencies can run very high, even for first offenses.

I'm sorry that you find it offensive that I have to live in the real world like a common deplorable, having to bust it and make every move count.

No offense to this awesome resource, but CreditBoards.com is the BiggerPockets.com for credit, hands-down.

Seriously no offense @Aaron Yang, but if you have a team, why not have someone search through the hundreds of archived conversation threads about this very topic, among many other relevant ones with lots of good (and free) information? 

No offense to agents, but they simply are a barrier to getting deals done.

You need to follow the EPA rules or risk a $37,500 fine for the first offense.

I believe some states hold landlord responsible even for first offense of dog aggression and other states only if previous sign of aggression, so if you don’t know, research it because that should impact your decision.