Some of my pros and cons for leaving current employer versus staying;ProsGreater growth potential as self employed Realtor;More access to marketing tools;Can start building RE business off of the affiliatIon of a more reputable firm; More practice by repetition; Learning opportunities in the public sector (government contracting for corporate housing)Cons Leaving a more secure job (hourly wage, health benefits, PTO, etc.) 

:It seems Vt is in it's own little worldI believe this is a CFPB requirement, which is a federal department created under Obama.

The government is taking a freedom away from me and that pisses me off.

Financials Purchased foreclosed: $220,000 - PITI $1385/monthApplied for and received a FHLB (Federal Home Loan Bank) grant of $15,000 that I used towards down-payment/closing costs.

Tenant was taken in on federal hold.

I just know when we visited the friends farm and he outlined about $80,000 in income he was getting for land that no one was using and as a real estate investor, that just seemed amazing to me.Getting paid for doing nothing from the government, getting people to buy his grass and he backs up to a landlocked nature preserve, so he gets paid by the government again to drive across his land so they can get to the nature preserve that they are studying for something. 

Hi Michael,I sent you a PM also.About the HELOC question, I recently got one on a property through Suncoast Federal Credit Union here in Tampa Bay.

So while the US government treats my mortgage interest as a cost, the UK government doesn't.

Source of income is the protected class and you can absolutely accept applications from section 8 tenants but deny each one not based on the source of their income but on the fact that the HAP program requires you to enter into separate agreements with the government that modify the terms and conditions of your lease which you do not have to agree to (assuming your state has a HAP addendum to the lease for section 8 tenants).

I am an Army Reservist/Federal employee located in Pittsburgh.