This involves purchasing a property with 1 to 4 units using an owner-occupant loan.

I also am struggling to find investor loans for this type of build.

If it was BRRRR, you might look at a hard money loan to finish it because you will be able to refi when complete. 4.

Also, are you going to acquire the properties by a hard money loan?

We get commercial financing through small regional banks who often require us to make rent deposits as a condition of our loan agreement so we 'choose' whichever bank gives us financing.

DSCR (Debt Service Coverage Ratio) loans are a popular option for investors because they come with several key benefits that set them apart from traditional loans.

$1.45M loan on a $2.2M property at 7.125%

Hi Kyle,This is the most common question I get asked.Don't waste your time because nobody in their right mind is going to fund 100% of your project.In order to get into new deals, build, buy, flip etc. you need to have some skin in the game.A bridge loan to get the cash out of the property on the market is possible, that can then help get you the cash needed and start this new build.

If this is the case, the purchase can be made with a conventional loan.

Maybe commit the refinance funds to buying another property at a much rate of return than the loan and your partner will see the benefit in refinancing?