All the PFS is is a profit and loss statement + a balance sheet set to show the financials and correlation of the two statements for a predefined period of time whether it be year to date or a full year etc.The lender will generally review your tax returns and all asset statements, credit report, and separate financial statements to make sure what you listed on your PFS is all in alignment with your documentation.Some banks have adjustments to the PFS based on their own criteria like living expenses, vacancy, capX, reserves, debt coverage requirements, global debt coverage, allocation for taxes, allocation of alimony/spousal/child/support (divorce decree to document this), etc.If you need a blank PFS or some questions about how to setup your PFS feel free to PM me.

We do have more than a few US and Canada clients these days, however - they seem to be more open minded than they were in previous years, at least as far as Asia is concerned, and Japan is Asia Pacific's biggest investment market, second only to the USA globally - it was just a matter of time before they got over the cultural fear and realised what a cashflow heaven the place is...Good to hear from you man, let's make a point to catch up soon!

We also have a vibrant local investment community.

I explored some of the popular turnkey markets (Indy, KC, Memphis, Atl, Cincinnati), but I liked the allure of a major/global city like Chicago.  

@Brandi BryanWelcome to the vibrant BP community.

Having said that, Ford is getting ready to consolidate a lot of their global staff there, citizen satisfaction rates are well above state and national benchmarks (this is what I do professionally), and city leadership is smart, business savvy, and well aware of how to avoid the issues facing Detroit.

Wiley is a global powerhouse when it comes to book publishing, they specialize in the educational market.

Tech startups tend to be about doing things in new ways, have a global focus and are often started by immigrants, etc.. 

The neighborhood has some boarded up properties, low rate of home ownership, and a vibrant neighborhood (think lots of people out on their porches during the day).

You realize that this is no more (on average) than you would pay for any merchant account to accept credit cards, AND you have the benefit of a global booking engine and PMS to boot.