The smart folks have known that for years, but it's great to see "official" data validating it now.In short, no...

Thanks Marcus,I wish I will live long enough to see the retirement age hahaI'm hoping to officially retire by age 40 and would sure need quite a lot of equity to live off from a refi standpoint just in case I live to see 60+ years hehe

Buyers were able to secure properties in their desired destinations of Manzanita, Arch Cape and Yachats Oregon. 

Are you a mom and pop landlord whose most likely risk is a premises liability claim likely covered by insurance or a small claims suit for return of a security deposit?

If you want to learn more about the practice (and art) of safely and securely finding and funding a PML to see if it's for you, check out my book on BiggerPockets called Lend to Live: Earn Hassle-Free Passive Income in Real Estate with Private Money Lending. 

Do not EVER use the security deposit for repairs or rent while the tenant lives in the rental.

Clarkson plays the ivy leagues in hockey and elected officials were worried how that made the town look.  

Reason for keeping it is to keep skin in the game in case we want to relocate back to our hometown (wife likes the security).

If you accept applicants with no social security number or the ability to read and understand a lease agreement, then you shouldn't require a social security number from anyone.Two thoughts:1.

Once in a while it's a failed code official who sees it as a good side gig.So these guys know a lot of real estate agents, they go and get their license, and they're good to go as home inspectors.