We think it will make a great short-term rental in a very office-space-heavy area.I want to offer her a higher sale price (closer to what she wants) if we can make the deal work for us.Any suggestions?

For private institutional lending, first-time home buyer, the most aggressive I have seen lenders in this space is 90% of the purchase price + 100% of the rehab, not to exceed ~70% of the after-repair value. 

While your credit score matters in the real estate investment space, borrowing is more relationship oriented and greater emphasis is placed on the collateral. 

Through meticulous planning and execution, we have created a dynamic space that now stands as a beacon of innovation in the automotive industry.

I'll explore the mini split, and the space heater options once the time comes. 

Hey Wayne,In the DSCR space, most lenders would treat 3 units (2-4 unit) within the same classification as a 'Single Family' DSCR with maybe a small increase in rate, but your leverage options should be about the same (20% down).

In terms of comps and understanding both sales & lease deals, as well as what space might be available by tracking lease expirations, it is absolutely the best choice out there. 

If you wanted to get into the Airbnb space you could buy a STR using only 10% down. 

There are some that can walk into a house and right away determine how to fix it in such a way as to create, light,space and potentially add value. 

My original plan was to rent out the space to Section 8 tenants, but from my experience so far, dealing with Baltimore City housing and inspections can be a serious pill.