In 30 years the balloon payment is due to the seller and that's when the taxes are due.Coupling a monetization loan to an installment sale accomplishes the same thing but puts cash in the sellers hands that can be re-invested.

In terms of maintenance, they are generally safer because you are not responsible for the exterior and common areas and potential leaks, etc.

Points and loan details are TBD still as we're just getting the tentative process down on paper as we wade into the details. 

(The typical commercial loans I use are at 9.5% right now so be prepared for that.)4. 

There are tons of loans out there that use just the projected or actual income from a property vs the payment of the property (DSCR loans). 

Simplified Approval Process - SB 9 requires ministerial approval for eligible projects, meaning they bypass discretionary reviews that often involve lengthy public hearings and bureaucratic red tape.

I took a small private loan and bought my first home.

Im working out what that would look like in terms of price point.

Questions:- Commercial Loan - what are the best terms to target?

Currently, we manage approximately 40 short- and mid-term rentals, in addition to a few long-term properties.