I'm a bit late but want to reach out to the community to see what might be my best bets to get my money back (file judgement, etc.).

For my personal properties, I design the mortgages so that I'm just above cash flow neutral. 5% of the gross income is a good number I shoot for above neutral.

@Mike Sfera as I said originally, if it won't cash flow at 25% down, I would personally not buy it.

Have you noticed that a lot of the post talks about a person going for 2 to 3 units all the way to 50+ in a year or two?

I know someone who ahd a loand written at 10% from years ago and now they said a state is requesting more info on the loan because it was above usury laws and they may have to cut a check back to that person.

Some use very specific goal setting metrics, some use more general goals, there is no right answer for every person, but I am willing to bet that those that set some goals will be more successful in the upcoming year than those that do not. 

We also were able to get the property taxes reduced by filing a complaint with the county.

@Cheryl J McGrath  Personally I don't see why any RTO buyer would enter into an agreement  and put down money if you don't own the house yet. 

@Gary Bonds owning a few rentals is not a business at least according to my accountant, Best to attempt to qualify using your personal income.

The more land that a property includes, the more it benefits due to the personal property.