With so many banks to choose from and me already doing thorough research, I was hoping someone had a personal good experience with a certain bank or an individual at a bank who understands our world.

Personally I have not had much luck with seller financing when there are agents involved - most don’t understand it and think it just makes the deal more complicated.Did you check with your bank to see if they will mind you having a second loan on the property?

There are a lot of in-person real estate investor meetups in Northern New Jersey and other parts that you can find in the Events and Meetups section of these forums.

I’m not able to personally qualify for cash out refinances.I'm looking to sell my home located in Southwest Florida in a HOA community but want to remain in the home to lease- 3 years or more.Does anyone have experience with this type of program or have any suggestions for me on where to look to get this done.

Thanks so much.my plan is absolutely to start smaller using the tips others have told me about —and to leverage my personal relationships in those companies to build trust over time (to be ready!).

Why do you care if a crazy person on the internet calls you a scammer?

just algebra, or you can plug it in online calculator.If your resulting DSCR is 1.1, not good.

Personally at the spot I am in now I would probably pay cash, as I don't like debt and interest rates aren't that low. 

I will hire a local person for emergencies and other stuff but wondering if anyone on this forum had specific details.

@Danny Lyu  If you're getting 10% down on that loan product, I would definitely do that and just close in your personal name.