It's a good place to meet other investors and talk shop.

Account Closed Long story; but my property management was the only shop in town. 

Also, maybe by coincidence, but probably not, FINRA is the body that oversees the Registered Representative and Principal exams (Series 7, 24, 63,65)Given those facts two things jump out at me 1) any newly accredited investors will have a heavy finance, securities, trading background and will prove their knowledge through some sort of exam/certification/license that has nothing to do with being accredited, ie.

Hey local Ohio BPers - Anyone take a HELOC recently and/or shop rates?

@Jim WebsterThat is normal, I would definitely shop around!

In short, goals:1) pay off $25k credit cards balance2) get some reserves around $10-15k(for materials) to finish renovation primary3) if anything left, maybe get some cash for down payment for another rental property So I am trying to choose between Cash Out refi vs HELOCI found two local banks that offer HELOCS on investment property. 70%LTV prime+2%(2.25%), got to pay $500-1500 closing fees.Same banks offer cash out refi for rental properties: 75%LTV, 5.5-6% 30 year fixed, 3000-4500 closing feesSeems like, if I go refi I can pull out around $83k ($105k(new loan) - $18k(current mortgage) - $4k(closing fee)=$83k $83k - $25k(credit cards) - $15k(to finish rehab) = $43k (for next investment).I am still researching and shopping around for other options, but refi seems to be a better option for right now. 

Shop around for best rate.

I am contemplating selling it, but there is an 1100 SF shop (garage) attached with a MIL apt above it (approx 950SF with kitchen, full bath and 3 other rooms) that has a separate entrance.

So I have not really shopped around seriously other than rates which they have been competitive on and they cap my closing cost at $500 per mortgage. 

Then I took the rest and donated it to a Free Shop.