Originally posted by @Nathan G.:$2,000 isn't bad.

While I do not have a lot of cash I have a property that has appreciated more than 80% from when I originally bought it a few years ago - would this help me offset the low cash in the POV of an investor?

Also some lenders will offer this on newer originated loans.It’s not common but I have seen it offered on occasionIf there is a higher default interest rate then I would consider it but if it’s the same rate as default I would not accept it

This provides the complete picture when read with the original posting.  

I originally started off as an OOS investor from CA and have been pretty happy with my decision to invest here.

And what I suggested to the original poster was:"What caught my ear was audits and W2.So, my approach would be to have a back up if your CPA/Enrolled Agent or Attorney says it's okay to do as you've laid out.

Some DSCR lenders will allow up to 5%, which would include Origination and any rate buy downs. 

As I stated in my original post, the major red flag is that I got the lien, in an online auction, at 16%, the maximum interest rate in a bid down state (Arizona).

Original to the building?

Since the Rent was paid on February 1st and refund requested was on April 8th, that's already over 60 days window on original transaction date..