You have to take fluctuating interest rates into consideration.

This strategy is great, but it fluctuates depending on the time of year, you probably won't live for free because it is more challenging since you are only Airbnbing a small space or basement unit.3) MTR - this is a good in between style of creative strategies since you can furnish a place nicely that would rent out on Airbnb but you want a long-term high quality tenant like a travel nurse or corporate rental that stay for 2-3 months vs. under 30 days for most Airbnbs.Combining strategies is the best way to go, ideally, you would find a house with a separate entrance or walkout basement, live upstairs in the one of the bedrooms, rent out the other upstairs rooms and STR/MTR/LTR the bottom unit.

This strategy is great, but it fluctuates depending on the time of year, you can still live for free, but it is more challenging since you are only Airbnbing a small space or basement unit. 3) MTR - this is a good in between style of creative strategies since you can furnish a place nicely that would rent out on Airbnb but you want a long-term high quality tenant like a travel nurse or corporate rental that stay for 2-3 months vs. under 30 days for most Airbnbs.Combining strategies is the best way to go, ideally, you would find a house with a separate entrance or walkout basement, live upstairs in the one of the bedrooms, rent out the other upstairs rooms and STR/MTR the bottom unit.

Does the interest rate fluctuate up and down with the HELOC loan? 

The same can be said for zip codes, as most are like the neighborhoods, good areas and bad areas.I will also note that we have a fair amount of little villages and townships within Cincinnati, so real estate taxes can fluctuate fairly widely.  

Ensure your assumptions are cautious and factor in interest rate fluctuations, maintenance costs, insurance, and property taxes when running the numbers.

The buyer pays the title company the total cost of the property (ARV*75% (this can fluctuate from 70 to 80% depending on market conditions).

If you buy right, you can weather short-term price fluctuations.

However, there are risks involved, including market fluctuations and the ongoing costs of maintaining the property, along with your HELOC obligations.

I think I'll be in a position to buy a property in about 1.5-2 years and was wondering if it's too early to decide on a market to invest due to market fluctuations?