Amy,One of the issues is your bank as they must have strict guide lines or overlays maximizing you at (6) on the W2 side. 

Here's Jacksonville's measureables:- home prices 27% below the national median- gross rents .3% above the nation median- 19% more home price appreciation than the national average since 1991Look for a market with similar numbers if you want to maximize your 5 profit centers. 

You need consistent income from rents to help you stay in the game that long so you can maximize your 5 profit centers.  

In addition to that, syndication allows you to create a well-diversified portfolio that maximizes your profits while minimizing your risks.

Maximizes cashflow and still in the 4-5% range here (again assuming good credit, DSCR 1.1+, and good location).

If a hybrid, most are looking to house hack a multi-family and live in the smallest unit to maximize cash flow.

I’ll offer another perspective related to your primary objective (goal) and how that steers the answer.Do you want to maximize net worth?

If at any point you hit a road block and feel it is to much to handle I would advise hiring a public claims adjuster to get your claim maximized and completed faster.

For us it’s about maximizing profits by doing what you can yourself.  

Awesome job of adding value and maximizing investment.