Contact the zoning department and see if you can get the property rezoned as a duplex.

A "kiddie condo" is the concept of buying a residential property with "owner occupied" rate financing made possible by having an adult child living in it, if only while they're in college or single.

You could also explore HELOANs instead of HELOCs or consider a second mortgage option if refinancing isn’t ideal.If you need lender recommendations or help finding the best option, DM me and I’ll point you in the right direction!

Here is the link:https://docs.google.com/spreadsheets/d/1phAGZjC6Q8icthtcV-17nN-nla0TsGtyRJghxpdc6jQ/copyThanks!

Those pictures protected us when the guest contested the charges.

Solid SFH house in the appreciating location with 10% off from the initial listing price.

Thanks for the replies. 

I specialize in STR and LTR in the Pocono mountains, and NEPA Area!

It will familiarize you with the basic terminology and benefits.

The biggest reason I would advocate for mixed use is for the reasons you mentioned, the leases are longer, but also the general "issues" around tenants on the residential side don't come into play as much or at all.