@Tom Henderson Let the tenant look around the apartment without you walking around right near them breathing down their neck.

It's tricky but I am not going to put my neck/wallet on the line when someone can just close their window or door.

We deal with these in our neck of the woods. 

Thanks in advanceI think the judge's question in the lawsuit if grandma (or one of the kids) slipped on the stairs, grabbed the handrail which came apart from the wall and fell face first to the bottom of the stairs and broke their neck would be "Sir, was the hand rail firmly attached to a stud?" 

is it full of water up to your neck (???)

Where have the years gone....We did what we could, it's up to people to use there heads for more than a neck weight from here. 

If I feel the lender is going to be a pain in the neck, I'll move on- as you may talk with them quite a bit, through the course of things- and after you purchase, as well.

There are others who will do the same, in your neck of the woods. 

And while going to school your going to practice those business muscles your growing and rent out the rest of the house to students you'll find via posting boards, per room.

YoureYou're correct once "mud" has been applied & cured sanding is the only way.Being really good at mud work is a muscle memory skill.