I hired a private adjuster as the initial claim came very low.

The adjusted basis is equal to original cost + improvements - Depreciation taken on your return.You can look at your prior year tax returns to see how much basis was taken.See Schedule E - Line 18 - Depreciation Expense or Depletion>You may be able to exclude all/portion of the sale of the house if you lived in the house for 2 out of the last 5 years.I had to spend a few months fixing up the house before I sold it.

In my experience these programs can be helpful but it is certainly difficult for refugees to adjust our expectations. 

You will want to adjust your screening criteria. 

Your gain is determined by the difference between your adjusted cost basis (acquisition plus cap expenditures minus depreciation) and the net sales price - debt is not a factor.3.

Right now I have a rental account where the deposit is made from the renter, then every month i pay my mortgage payment from my general bills account manually.

-NO overhead remote given out (see previous)- digital deadbolt to man door - NONlocking knob for man door- manual sliding lock for overhead doorMy garages aren’t heated.

. - Then you need to adjust your expectations or change markets.  

Pre-existing conditions are handled differently but you can get scripts for massages, chiropractic adjustments, etc, that are fully covered.

I am looking at about $20k in repairs but will try to get the price adjusted to reflect this or I walk away.