The only ones advertising are the ones who don't have work lined up for six, seven months in advance, and that generally excludes everyone but the incompetents.3.

Excluding options like hard money or private lenders, are there certain types of banks or category of lenders that are not averse to lending to an LLC, or perhaps even focus in that area?

I am fairly sure that we wouldn't be able to exclude COVID in OR, but this is for a property that won't be available until after new years, and 3 months gets us to early spring, which I think would be a better time to be re-renting if needed.

The top 5 indicators are, and if you come across a house with all 5 you better buy it sight unseen, or tell me about it: (this excludes mobile homes & section 8).

The trouble I'm finding is that this never works because leaving one full unit empty rent-wise just isn't feasible.C) Exclude yourself from the rental income, but then account for it at the end and assume that you will make up any negative cash flow as your portion of the rent.

Typically you need a permit AFTER the location is occupied4) certification from the local school district, typically there is a site-inspection required before they will add them to the list5) your insurance policy as the owner of the building may exclude protections or void coverage if a daycare is operated out of the location. 

The theory is if tenants can afford the rent -- which is close to 3x the PITI -- they can afford the mortgage, but have been excluded from homeownership due to credit issues and lack of down payment.

Furthermore, Section 8 and other city programs provide opportunities for house-hackers to fill their vacancies faster, collect market rent, and passively collect guaranteed rent each month.Lastly, NYC as a whole is not much of a cashflow market (excluding high down payment deals) but house-hacking is still a solid strategy.

@Catia T. knowing nothing about you or your background, excluding your post, I would just urge caution here. 

You could split the sale of the property and include part in a 1031 Exchange and then exclude part and use the QOZ, but your tax advisor needs to run the numbers before you do anything like that...be careful when splitting properties...it can get tricky.