For my part, before I retired, it took me more time to review and correct someone else's lease than to revise and publish one I had already done.

Though it may seem to save them money, many homeowners end up with shoddy work being done that isn't to code, and end up paying a fortune to get it corrected.  

Perhaps this is an extreme case to use as an example but I am using this to illustrate a point which is this neighborhood like many others in the country would be well served by finding the correct balance between zoning laws and ease of doing business.

DSCR note change was due to market rents they tried to go with which wasn't correct at all and I didnt like the terms...

Make sure everything was handled correctly.  

I’d think you can only have one primary residence correct?

It seems a more truthful approach is to help them sell their property and avoid the credit hit a foreclosure will produce since you are trying to buy the property (to flip or rent) rather than help them stay in their home.Yes, that is correct. 

Correct. 

Eichler was correct (although his houses suck).

They didn't have access to BiggerPockets where they could learn how to calculate cash-on-cash, ROI, ROE, or print reports with colorful charts and graphs.Earn money.