The odor would be my bigger concern.My nose is forever scarred from renovating a smokers house with 18 years baked into everything inside the house.

. :-)How do I find a listing service that would do a a flat fee service for such a small area?  

Louis Mo and the insurance company that I used to buy the property cancelled me because I have a flat roof. 

Up till now, I've been using a flat 0.75% of property value, but I worry that's too simplistic.

If it's something you really want to offer, just put it in and bake it into the rent.

What am I missing when I look at a site like https://homecoin.com/flat-fee-... ?

Any Gov't backed loan the mortgage insurance doesn't come off for the life of the loan --- VA sort of being an exception since there is none since the Govt' is backing the entire loan so the insurance is sort of "baked in."

Right now I like Texas, but a lot of people like Atlanta too.Texas is hot due to job creation.If that falls flat we will probably see a dip.This can't go on forever.

Hey @Mike Tsoflias - I think the biggest difference that might matter to you buying an in-law unit vs. true multifamily is the way it is appraised and which comps are used.I actually ended up doing something somewhat similar but instead of single-family, I always looked for 2 flats here in Chicago that had a non-conforming 3rd unit or least potential for there to be one. 

Here are some things that I want to do, but I want to get your opinion and any other ideas- charge a flat rate for each unit each month, and obviously this would be written in the lease and tenants would know ahead of time- charge a rate by sqft, so tenants occupying 750 sqft pays less than 1000 sqft unit, rate is FIXED and known at signing- charge a rate by sqft, so tenants occupying 750 sqft pays less than 1000 sqft unit, rate is VARIABLE and is calculated from actual water bill- increase rent price?