These policies build upon the original concept by Nelson Nash but with a structure of checks and balances and rigorous training for professionals selling these products that ensure these policies are structured in the client's best interest.

My car payment is pretty reasonable ($366/month) so that wasn't in my original plan and eats into my cash for furniture/incidentals. 

Hey James, Consider the following pointsRetaining Carryover Basis for Your Portion:Since your brother transferred his share back to your dad, you would retain the carryover basis for the portion originally gifted to you by your dad.

Sometimes everything seems to happen at once (I had to repair a furnace, replace a dishwasher, washing machine and fridge in one year at one place-all appliances were original to the home and 3 decided to quit at the same time). 

No Jeanette Williams , Rosston Smith is advising the original poster to steer clear of the applicant and not responding to you.

Originally posted by @Jay Decker:Does anyone know of a good RE accountant in the Seattle area?

Originally posted by @Nathan G.:$2,000 isn't bad.

While I do not have a lot of cash I have a property that has appreciated more than 80% from when I originally bought it a few years ago - would this help me offset the low cash in the POV of an investor?

Also some lenders will offer this on newer originated loans.It’s not common but I have seen it offered on occasionIf there is a higher default interest rate then I would consider it but if it’s the same rate as default I would not accept it

This provides the complete picture when read with the original posting.