Currently, the City generally categorizes short-term rentals, such as Airbnb or Vrbo, as hotel, motel, or bed and breakfast uses because the lease period is less than 30 days.

If you are financing this with a DSCR program you will be looking at high 8s to 9s depending on the Prepayment Penalty Period. 

However, landlords SHOULD have the right to run their business in the most efficient and lawful manner without more government intervention. 

HELOC then you can use the equity for another deal but I would only use it if its for a flip or brrr or possibly if have a plan to pay the heloc off over short period of time.

The larger projects I am looking at, would require more funds (probably around $500,000) and a longer hold period (3-5 years). 

This is a good strategy, then you can simply distribute the assets over that 10 year period as real estate properties. 

This approach allowed us to move quickly and efficiently, ensuring the project stayed on track.

The biggest change will impact seller finance lenders who will be required to be licensed as a mortgage company once they exceed 3 loans in a consecutive 12 month period and will apply to all entities they use.

Renters, ESPECIALLY those who know they are only looking to rent for a finite period are generally focused on function over aesthetics.

You may not be able to replace her entire income-especially in a short period of time as she had a pretty good salary.