Mina was the first here at BP to inform us of her HELOC freeze.

Five months ago, the washer broke in a freeze and I had to replace.  

Chicago has had two consecutive years with temperatures below freezing from just after New Years until April.We've had mild summers lately, but you also cannot evict in summer heat.IL is a state where we have people known as "professional tenants": they pay first and last month's rent, and never pay again.

its -30 degrees out and your 600 gallon water tank freezes and busts. its difficult to get the place warm enough to even get the water out! 

Sometimes cities like Berlin(since 2 years or so) are able to freeze the rents for couple of years.3.

After I posted the 3 days notice to pay or quit on his door, he puts in a service request and says the water goes from freezing to scalding in his shower.

CVX has their hiring freeze.

If I were wholesaler, I would go so far as to give them their market options pro's and con's, and even explain their right of bankruptcy to freeze their assets, both pro's and con's.

It's great to quickly heat up a freezing basement.

When it's below freezing outside it's still nice to have a 220v electric wall heater or baseboard heat especially for larger spaces.