I now see that lack of knowledge is nothing compared to the cluelessness of investors who purchase tax liens……

@Lane McdonaldOh, and one more thing when you want to compare returns with the stock market vs RE returns.

Anyhow, that compared with fairly high taxes and moderate cash flow makes me think that you could do better in a place like Knoxville or Pittsburgh, not knowing too terribly much about those markets. 

So yes, we should pay ourselves to make things comparable. 

Is there anything different about managing rentals in these communities compared to any ordinary rental?

Other information:http://www.zillow.com/blog/can-a-landlord-force-tenants-to-have-renters-insurance-106480/https://www.onradpad.com/ask-radpad/can-my-landlord-force-me-to-get-renters-insurance/+http://www.nolo.com/legal-encyclopedia/renters-insurance.htmlFor more information on renters insurance, or to compare renters’ insurance quotes from a handful companies, go here (https://quotewizard.com/renters-insurance). 9.

Also, how does the level of risk on your other deals compare with the level of risk on a low LTV note?  

Of course, the total transactions for this year were 40% less compared to 2022, but that's nothing to frown upon; it only means that savvy investors have prime real estate waiting to be snatched by them.Of course, there are always challenges to navigate through.

This area is notably affordable compared to others in the city, with property values experiencing significant appreciation—increasing by 100% over the past 7 years.

Running this calculation comparing properties of different types. in different locations is going to give you an idea of where your best benefit is going to come from.