If you are willing to bet 25% of your own money, you will have a much easier time finding someone willing to take a gamble on your skills and bet the other 75%, but if you have nothing to put in, what is in it for the lender?

I figure the crack dens will get bough out eventually and I have been lookign on the borders of the hood areas like you said, its just a gamble and waiting game.

it's gambling.

Hi Austin,Oh-dark 100--man goes out and gets into PU truck.Boot in the step up, slides in, fires it up (no diesel in the coldest of the cold places)....Inside the cab is Ice cold, the steering wheel cannot be touched with bare hands--coffee thermos by his side.Key in the ignition--ding ding ding...and Vroooom the large V8 comes to life!

I have been listening to the podcast library over the past couple of months and it's ignited my passion to really get moving on my real estate goals!  

It may be a great employment market, but if the cap rate is below 5%, then you are hoping for a speculative value increase and that is educated gambling.- Location, Location, Location - Drive the neighborhoods and see if it is what you are looking for.

Most really experienced agents of +10 years are degenerate gambling drunks and shouldn’t be trusted.

Our general model for investing at this moment is primarily urban core because there's limited supply for the folks who want to live there, whereas there are tons and tons of new construction all over the Jax suburbs...making it a bit more of a gamble imo. 

-Now surely this cycle will ride itself out over the longer term but for those looking to acquire property in the now and plan on a value add component,  its almost gambling on the future refinance...not the position most are comfortable being in with millions of dollars involved.I have been running properties through the syndicated deal analyzer and other DSCR spreadsheets only to find inadequate COC, cash flow, AAR, you name it! 

Some tenants don't care, they will take the gamble.