Pricing in ALL areas have tripled quadrupled and more.

It's great when a property cash-flows as a LTR as well as a STR, but it's a hard pill to shallow when you know the cash-flow could double or triple as a STR.

I can't do a new 30-year and lock myself into triple the payment.What options do I have to get a construction/remodel loan? 

Yes, for about 10 years, Pricing has doubled, tripled or much more in those areas.

Energy (propane/electric) costs annually are atleast double to triple for an indoor heated pool, unless it is a small fiberglass insert which guests detest as they are just a little larger than a hot tub. 

It will cost me and extra $200 a month for the added flood insurance but I was told it will likely double or triple in price once it is no longer a primary residence.

My only suggestion with Zillow is to TRIPLE check the persons Identity (Have them show you their driver license during a showing), Call their last landlord, and call their employer.

“The cheapest shirts are at Dollar General, but that doesn't necessarily mean they are the best.”How often when trying to save on “expenses” we end up costing ourselves double or triple by going with the least expensive (cheapest) option.  

And yet another does a STR with it and grosses triple what standard tenant rents would be and doubles net. 

This way you could be pulling in more cash flow, have  double to triple tax benefit and way more room for appreciation.