My understanding is that you can sell assets and defer capital gaines taxes in an opportunity zone until the property is sold.

I have one lender that will go up to 85% but need 720 credit or better and 1.25 DSCR no rural areas

Seller financed (probably) won't be reported to the credit bureaus and so won't impact your credit score at all.

•Use business credit or 0% interest credit cards strategically—just be careful with repayment timelines.Next StepsThe biggest thing you can do right now is surround yourself with experienced investors, agents, and lenders who have done what you’re trying to do.

I guess I could do some work-arounds -- maybe reserve one unit in the first purchase for use as an AirBnb, and reserve my own time in it when needed - instead of claiming it as a primary.Are either of you (or anyone) familiar with a finance product/loan that will allow me to purchase under $150,000 (w/ strong credit) and do much of my own work and live-in a portion as a primary residence?  

., credit score, income, rental history)?

Keeping the Vancouver property could provide strong rental income, long-term appreciation, and diversification, but it also comes with tax implications, foreign ownership rules, and management challenges.

Further context, I have zero debt, high 700s credit score, one other investment property here locally. 175k in cash available, looking to do DSCR loans or cash and then refinance.Peoria, Illinois- Great need for lower income housing, market appears to have many options.Lawton, Oklahoma- Looking only at extremely cheap properties, as it seems it’s not terribly hard to find renters.

You will realize the loss for tax purposes when you sell the security, which it sounds like will happen in 2025.

Sure you’ll be taxed on it.