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1 December 2024 | 91 replies
Supplemental data is also provided, such as equal-weight and net of fee returns, for informationalpurposes and additional analysis.
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12 November 2024 | 4 replies
DSCR stands for Debt Service Coverage Ratio, which is a calculation that determines if a loan's income covers its annual debt service.
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15 November 2024 | 13 replies
Umbrella Insurance: Adds protection for high-cost liability claims but doesn’t fully separate assets as LLCs do.RecommendationConsider one LLC per city for balanced liability protection and simpler management, paired with umbrella insurance for added coverage.
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12 November 2024 | 11 replies
So I may start giving them everything.I have another company I found that you can simply exclude the roof from the coverage.
12 November 2024 | 4 replies
Stock up on liability coverage you are in a trial attorneys paradise.
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17 November 2024 | 33 replies
Imputed expenses are important because they will be included as Operating Expenses when a lender appraiser does its appraisal, and also when the lender calculates its Debt Service Coverage Ratio.Regarding pest control, it's not just monthly roach spraying.
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15 November 2024 | 13 replies
Now if rents can go to 1,100, different story.Value is based on Net Operating Income, and lending is based on Debt Service Coverage Ratio.Gino
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11 November 2024 | 4 replies
You can check their insurance coverage, any active lawsuits they have, their workers comp rate (how safe they are on the job site), and other metrics.
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14 November 2024 | 13 replies
Or is qualification your main preference 1-4 unit fha conventional loans will qualify off DEBT to INCOME or DTI while commercial portfolio loans will qualify off DSCR or debt coverage service ratio (this assume you’re not going to live there if you’re going to a credit union).So you asked a loaded questioned but I gave you some questions/answers to think about if you could provide more information perhaps more commentary can be added further.
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11 November 2024 | 12 replies
Landlord Insurance: Get coverage for damages, liability, and rental income loss.This post does not create a CPA-Client relationship.