tenant bias a possible issue, more than enough evidence its pervasive in real estate in all kinds of subtle and not so subtle ways.I would also look carefully at the timing on this.

Parsonage financing is a complete breakaway from traditional lending guidelines---here are some of the subtle differences afforded to churches: - Property taxes are not generally paid on improved real estate owned by a Church. - There are programs that allow for 100% financing if a Church can purchase a property =< 70% of appraised value.- There are programs that allow for 100% financing if the seller is willing to hold a private 2nd for the Church.

Example: "(Seller's name)__ Seller, acknowledges and agrees to sell the real property listed below to (your name/buyer)____ or assigns, hereinafter called Buyer-"Wording your contract similar to the above will make your contract fully assignable but subtle enough to keep your your seller from hitting you with a million questions.

Every the large institutions have subtle differences in their grading criteria.

Hopefully she is the type that wants to pull her own weight, but in my experience this may be her subtle way of saying, we've been together for 4 years...time to either sh1t or get off the pot....but that is a decision to be made by y'all - get married or don't makes no difference to me.  

The best way is to ask several local Realtors about demographics and what is unique with different areas.There are some subtle idicators of war zone properties.1.

I appreciate the subtle encouragement.

Would love to see the face one of these years in case we actually cross paths ;)Yes - the entire post was a subtle hint that using your face for your avatar is better for networking.

The book is a subtle pitch to attend her training but that's  up to you if you want.  

There is a subtle concept here that because the price of entry was so low, that all sorts of options must be present.