.: Quote from @Donald Hatter: Option 2 is the last option I would suggest.

That gives you options to expand, hold, or sell land if the income isn't there. 

It’s definitely smart to evaluate the tax and cost implications of your funding options.

The answer is based on your goals.Short-term goals are tough. 

However, this is not specific legal advice to you, just an opinion based on the circumstances described.Do I Need an LLC to Invest in Real Estate?

They will base their DSCR calculation on the market rent 1007.

Quote from @Brandon Croucier: Financing a commercial MF that runs as an STR is possible.Appraising a property based on the income is not, whos to say a buyer would STR the property. 

Avoid basing it on uncontrollable factors like taxes or insurance.

They're not stuck as in "there are no other options", they're stuck as in "there are cheaper, crappier options but we'd have to pack up our entire lives and deal with the other expenses/headaches that come with moving so I guess we might as well just suffer with the increase". 

I suggest your next lease have such a clause and that you make sure you can find the lease (but i have also somehow lost a lease recently).For where you are now, without a signed copy of lease i believe your options are limited.