.: Quote from @Trevor Finn: Hey @Kevin M.It sounds like you’ve got a solid plan to build passive income with a focused snowball strategy!

Sounds like you’ve taken the right steps so far by giving formal notice to vacate.

This sounds complex, and if the conclusion you're coming to is mortgage fraud, I would not recommend it. 

It's a dishonest promise.If you are in foreclosure, it sounds like you are either there or headed that way,  what you are encountering is a "foreclosure scheme" they are illegal in most places and for good reason.

Plastic walls sound like a good idea.

Keep in mind, though, that each lender has their own criteria for how much future potential they’ll factor in, so it might come down to some skillful negotiation and presenting detailed projections that don’t feel like puffery.Just be careful not to come off as overly speculative…lenders tendd to shy away from what sounds too good to be true.Anyway, I’m curious.. have you spotted any other investors in Gainesville facing a similar refinance puzzle and what kind of terms were they able to secure? 

When I replaced the furnace a couple of months ago, I also installed a new 7 day programmable thermostat.

Hi Joshua,It sounds like you’ve got a solid situation—congrats on positioning yourself so well!

It would be nonsensical to think you can easily replace that type of income in a couple short years.

how can I do this without sounding like I don't trust her?